{ "name": "RemitDeck Invoice Finance Pricing Index", "title": "Invoice Finance Pricing Index", "url": "https://remitdeck.com/datasets/invoice-finance-pricing-index/", "csv": "https://remitdeck.com/datasets/invoice-finance-pricing-index.csv", "markdown": "https://remitdeck.com/datasets/invoice-finance-pricing-index/index.md", "computed_at": "2026-10-05", "license": "https://remitdeck.com/terms", "headline": "The median published figure in the Invoice Finance Pricing Index is 1 percent across 13 sources' own pages (range 0.50 to 2.50 percent), read 12 September 2026.", "quotes": [ "The median published figure in the Invoice Finance Pricing Index is 1 percent across 13 sources' own pages (range 0.50 to 2.50 percent), read 12 September 2026.", "13 of the 46 named sources read in full publish a figure; 33 publish none, read 12 September 2026.", "Invoice Finance Pricing Index, component factoring fee per 30 days: median 1 percent across 9 sources, read 12 September 2026.", "Invoice Finance Pricing Index, component service charge (% of turnover): median 1.40 percent across 4 sources, read 12 September 2026." ], "citation": "\"RemitDeck Invoice Finance Pricing Index\", updated 2026-10-05, https://remitdeck.com/datasets/invoice-finance-pricing-index/.", "changed_since": null, "national": { "unit": "%", "n": 13, "median": 1, "min": 0.5, "max": 2.5, "p25": 0.595, "p75": 2.1, "mean": 1.3108, "units": { "%": 13 }, "published_sources": 13, "named_sources": 52, "read_sources": 46, "not_published": 33, "published_share": 0.283 }, "by_axis": { "component": { "factoring fee per 30 days": { "%": { "n": 9, "median": 1, "min": 0.5, "max": 2.5, "p25": 0.595, "p75": 1.9000000000000001, "mean": 1.2489 } }, "service charge (% of turnover)": { "%": { "n": 4, "median": 1.4, "min": 0.5, "max": 2.5, "p25": 0.575, "p75": 2.375, "mean": 1.45 } } } }, "rows": [ { "source": "MJN Services", "url": "https://www.mjnservices.com/blog/is-factoring-worth-it-for-trucking", "figure": "1.5%", "value": 1.5, "unit": "%", "vat": null, "axis": { "component": "factoring fee per 30 days" }, "retrieved_at": "2026-09-11", "quote": "Rates start as low as 1.5% with a $200 per month minimum, and our published rate and fee schedule lists every fee you can review before signing.", "source_class": "primary-provider-own-site", "text_sha256": "76d54c7370ab5081705561247db2fa7fb198b6c1a551d859edf13a7af5e8a3e4" }, { "source": "Spark Finance", "url": "https://www.sparkfinance.co.uk/data/uk-invoice-finance-rate-index", "figure": "0.8%", "value": 0.8, "unit": "%", "vat": null, "axis": { "component": "service charge (% of turnover)" }, "retrieved_at": "2026-09-11", "quote": "Service fee (standard - established SME) 0.8% to 1.8% of turnover Most common range for growing SMEs", "source_class": "primary-provider-own-site", "text_sha256": "463672fb21de3f482f7271cac4ca05facfa19e511766321f34a8176d43af99b8" }, { "source": "SME Invoice Finance", "url": "https://www.smeinvoicefinance.co.uk/invoice-finance-rates-costs-explained/", "figure": "0.5%", "value": 0.5, "unit": "%", "vat": null, "axis": { "component": "service charge (% of turnover)" }, "retrieved_at": "2026-09-11", "quote": "Service Fee 0.5% – 3.0% of turnover Monthly, as % of turnover", "source_class": "primary-provider-own-site", "text_sha256": "e0393d04ecb6c9ed723573f6b5d2da039bc6fbdef05e38dd61a8d6b59815e10a" }, { "source": "1st Commercial Credit", "url": "https://www.1stcommercialcredit.com/invoice-factoring-calculator", "figure": "0.69%", "value": 0.69, "unit": "%", "vat": null, "axis": { "component": "factoring fee per 30 days" }, "retrieved_at": "2026-09-12", "quote": "Disclosure: Invoice Factoring rates from 0.69% to 1.59% represent our tiered pricing structure available to qualified clients.", "source_class": "primary-provider-own-site", "text_sha256": "be8a1286f259af5364c175c229947bd2204319c8c3f3cbdee7c255784670dc71" }, { "source": "Bankers Factoring", "url": "https://www.bankersfactoring.com/how-much-does-invoice-factoring-cost/", "figure": "1.6%", "value": 1.6, "unit": "%", "vat": null, "axis": { "component": "factoring fee per 30 days" }, "retrieved_at": "2026-09-12", "quote": "For our average factoring rates, including bad debt protection, our receivable factoring costs at Bankers Factoring run from .9-1.6% per 30 days.", "source_class": "primary-provider-own-site", "text_sha256": "8d9594743081e744f6ca07714dbffcb2154feee928b859662813205d2114bdc1" }, { "source": "Charter Capital", "url": "https://www.charcap.com/invoice-factoring/factoring-cost/", "figure": "1.0%", "value": 1, "unit": "%", "vat": null, "axis": { "component": "factoring fee per 30 days" }, "retrieved_at": "2026-09-12", "quote": "$500,000+ 1.0% – 1.75% High volume, negotiated rates", "source_class": "primary-provider-own-site", "text_sha256": "c50f26e6e8afaf82eccd08ac38239b1339b1aa00e80abc4b87a0683c048730fd" }, { "source": "Factor Funding", "url": "https://factorfunding.com/factoring-fees/", "figure": "0.5%", "value": 0.5, "unit": "%", "vat": null, "axis": { "component": "factoring fee per 30 days" }, "retrieved_at": "2026-09-12", "quote": "With funding fees and rates as low as 0.5%, fast funding, and an easy application, you won’t be disappointed—you may just wish you looked into this option sooner!", "source_class": "primary-provider-own-site", "text_sha256": "3d18ddbb2b058965324dabc1e61c43c3b68783f64eb50a98ef61ed5de4fc6856" }, { "source": "Financefair", "url": "https://financefair.com/blog/invoice-finance-providers/", "figure": "0.75%", "value": 0.75, "unit": "%", "vat": null, "axis": { "component": "factoring fee per 30 days" }, "retrieved_at": "2026-09-12", "quote": "Our all-in cost of funding through our platform typically ranges from 0.75% to 1.50% per 30 days, depending on the product type, term and credit quality.", "source_class": "primary-provider-own-site", "text_sha256": "30bac9b02fc83df187ff07fcf7154135358ffaa54592972d66747fae15b2969a" }, { "source": "Novuna Business Cash Flow", "url": "https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/invoice-factoring/", "figure": "0.5%", "value": 0.5, "unit": "%", "vat": null, "axis": { "component": "factoring fee per 30 days" }, "retrieved_at": "2026-09-12", "quote": "Rates from 0.5%", "source_class": "primary-provider-own-site", "text_sha256": "162e236c039e839d8b6d4a96400df1695a79fe333b7d981a803713f3cd568fc8" }, { "source": "PeerSense", "url": "https://peersense.com/invoice-factoring-rates", "figure": "2.50%", "value": 2.5, "unit": "%", "vat": null, "axis": { "component": "factoring fee per 30 days" }, "retrieved_at": "2026-09-12", "quote": "Standard B2B Recourse 1.00–2.50% Per 30 days $20 million a month and up General commercial receivables", "source_class": "primary-provider-own-site", "text_sha256": "8de0c9051455e53bcbd3177ff842f88178508ef63a59c5fdcd3363b66841dfb5" }, { "source": "Sonovate", "url": "https://www.sonovate.com/blog/what-is-invoice-factoring/", "figure": "2%", "value": 2, "unit": "%", "vat": null, "axis": { "component": "service charge (% of turnover)" }, "retrieved_at": "2026-09-12", "quote": "Service Fee In return for their services, factoring companies ask for a small percentage of the invoice total, which is generally 1-2%.", "source_class": "primary-provider-own-site", "text_sha256": "c51dd97f38beb7beedc728d3a3d8d3204ca774bf73b6dfe22d4006e745a7c40e" }, { "source": "Transport Clearing East", "url": "https://www.tceast.com/factoring-fees-trucking/", "figure": "2.20%", "value": 2.2, "unit": "%", "vat": null, "axis": { "component": "factoring fee per 30 days" }, "retrieved_at": "2026-09-12", "quote": "Become a TCE member carrier and get next-business-day funding on your freight invoices at rates starting under 2.20% with no contracts or monthly minimums.", "source_class": "primary-provider-own-site", "text_sha256": "17ffd383b54ee789504adf2325653a5cfda387e7cc4eac70e9350695b5a45a62" }, { "source": "TreviPay", "url": "https://www.trevipay.com/resource-center/blog/how-much-does-invoice-factoring-cost/", "figure": "2.5%", "value": 2.5, "unit": "%", "vat": null, "axis": { "component": "service charge (% of turnover)" }, "retrieved_at": "2026-09-12", "quote": "It usually lies in the range from 0.5 – 2.5% of the value of invoices factored.", "source_class": "primary-provider-own-site", "text_sha256": "4bb5d49a7d61e8b6d09553175621a5fdc74ccc602eb069d015a3dadaac796b99" } ], "not_published": [ { "source": "1st Commercial Credit", "url": "https://www.1stcommercialcredit.com/blog/cost-invoice-factoring", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Aspire", "url": "https://aspireapp.com/us/blog/invoice-factoring-rates", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Bankers Factoring", "url": "https://www.bankersfactoring.com/best-invoice-factoring-calculator-estimate-costs-boost-cash-flow/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Bobtail", "url": "https://www.bobtail.com/blog/trucking-factoring-cost/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "CapFlow Funding", "url": "https://capflowfunding.com/factoring-calculator/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Commonwealth Capital", "url": "https://commonwealthmn.com/invoice-factoring-articles/truth-non-recourse-factoring", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Crestmont Capital", "url": "https://www.crestmontcapital.com/blog/invoice-factoring-rates-and-fees", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Drip Capital", "url": "https://www.dripcapital.com/en-us/resources/finance-guides/costs-of-financial-factoring", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Factoring Express", "url": "https://factoringexpress.com/invoice-factoring-rates/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Flexent (Hitachi Business Finance)", "url": "https://flexent.com/recourse-vs-non-recourse-factoring/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "FundInvoice", "url": "https://www.fundinvoice.co.uk/find_out_more/invoice-finance-costs.html", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "FundThrough", "url": "https://www.fundthrough.com/blog/invoice-factoring/do-banks-factor-invoices/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Gateway Commercial Finance", "url": "https://gatewaycfs.com/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Lend (Australia)", "url": "https://www.lend.com.au/invoice-finance-factoring", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Penny Freedom", "url": "https://www.pennyfreedom.co.uk/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Porter Capital", "url": "https://portercap.com/invoice-factoring-rates-fees-how-pricing-works-with-real-examples/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Porter Freight Funding", "url": "https://porterfreightfunding.com/blog/how-much-do-freight-factoring-companies-charge/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "REIL Capital", "url": "https://reilcap.com/invoice-factoring/invoice-factoring-rates/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Riviera Finance", "url": "https://www.rivierafinance.com/factoring-calculator/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Riviera Finance", "url": "https://www.rivierafinance.com/finance-blog/how-much-does-factoring-cost-and-is-it-worth-it-for-your-trucking-business/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Truckstop", "url": "https://truckstop.com/blog/freight-factoring-rates/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Universal Funding", "url": "https://www.universalfunding.com/factoring-rates/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Wells Fargo Commercial", "url": "https://www.wellsfargo.com/com/solutions/global-receivables-and-trade/supplier-finance/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "altLINE (The Southern Bank Company)", "url": "https://altline.sobanco.com/invoice-factoring/invoice-factoring-rates-explained/", "retrieved_at": "2026-09-11", "reason": "every candidate on the page was refused" }, { "source": "eCapital", "url": "https://ecapital.com/blog/2022-invoice-factoring-rates-and-costs/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Invoice Factoring Guide", "url": "https://www.invoicefactoringguide.com/factoring-calculator/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Nowaccount (NOW Corp)", "url": "https://nowcorp.com/resources/non-recourse-invoice-factoring-explained/", "retrieved_at": "2026-09-12", "reason": "read in full and no accepted figure on the page" }, { "source": "RTS Financial", "url": "https://www.rtsinc.com/guides/difference-between-recourse-and-non-recourse-factoring", "retrieved_at": "2026-09-12", "reason": "read in full and no accepted figure on the page" }, { "source": "Scale Funding", "url": "https://getscalefunding.com/scale-funding-insights/factoring-rates/", "retrieved_at": "2026-09-12", "reason": "read in full and no accepted figure on the page" }, { "source": "Solution Scout", "url": "https://solutionscout.com/invoice-factoring/factoring-rates/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "TAB Bank", "url": "https://www.tabbank.com/factoring/", "retrieved_at": "2026-09-12", "reason": "read in full and no accepted figure on the page" }, { "source": "altLINE (The Southern Bank Company)", "url": "https://altline.sobanco.com/invoice-factoring-calculator/", "retrieved_at": "2026-09-12", "reason": "read in full and no accepted figure on the page" }, { "source": "eCapital", "url": "https://ecapital.com/en-gb/financial-term/confidential-invoice-discounting/", "retrieved_at": "2026-09-12", "reason": "read in full and no accepted figure on the page" } ], "sources": [ { "url": "https://www.1stcommercialcredit.com/invoice-factoring-calculator", "label": "1st Commercial Credit", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.1stcommercialcredit.com/blog/cost-invoice-factoring", "label": "1st Commercial Credit", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://aspireapp.com/us/blog/invoice-factoring-rates", "label": "Aspire", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.bankersfactoring.com/how-much-does-invoice-factoring-cost/", "label": "Bankers Factoring", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.bankersfactoring.com/best-invoice-factoring-calculator-estimate-costs-boost-cash-flow/", "label": "Bankers Factoring", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.bobtail.com/blog/trucking-factoring-cost/", "label": "Bobtail", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://capflowfunding.com/factoring-calculator/", "label": "CapFlow Funding", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.charcap.com/invoice-factoring/factoring-cost/", "label": "Charter Capital", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://commonwealthmn.com/invoice-factoring-articles/truth-non-recourse-factoring", "label": "Commonwealth Capital", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.crestmontcapital.com/blog/invoice-factoring-rates-and-fees", "label": "Crestmont Capital", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.dripcapital.com/en-us/resources/finance-guides/costs-of-financial-factoring", "label": "Drip Capital", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://factorfunding.com/factoring-fees/", "label": "Factor Funding", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://factoringexpress.com/invoice-factoring-rates/", "label": "Factoring Express", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://financefair.com/blog/invoice-finance-providers/", "label": "Financefair", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://flexent.com/recourse-vs-non-recourse-factoring/", "label": "Flexent (Hitachi Business Finance)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.fundinvoice.co.uk/find_out_more/invoice-finance-costs.html", "label": "FundInvoice", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.fundthrough.com/blog/invoice-factoring/do-banks-factor-invoices/", "label": "FundThrough", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://gatewaycfs.com/", "label": "Gateway Commercial Finance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.lend.com.au/invoice-finance-factoring", "label": "Lend (Australia)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.mjnservices.com/blog/is-factoring-worth-it-for-trucking", "label": "MJN Services", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/invoice-factoring/", "label": "Novuna Business Cash Flow", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://peersense.com/invoice-factoring-rates", "label": "PeerSense", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.pennyfreedom.co.uk/", "label": "Penny Freedom", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://portercap.com/invoice-factoring-rates-fees-how-pricing-works-with-real-examples/", "label": "Porter Capital", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://porterfreightfunding.com/blog/how-much-do-freight-factoring-companies-charge/", "label": "Porter Freight Funding", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://reilcap.com/invoice-factoring/invoice-factoring-rates/", "label": "REIL Capital", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.rivierafinance.com/factoring-calculator/", "label": "Riviera Finance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.rivierafinance.com/finance-blog/how-much-does-factoring-cost-and-is-it-worth-it-for-your-trucking-business/", "label": "Riviera Finance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.smeinvoicefinance.co.uk/invoice-finance-rates-costs-explained/", "label": "SME Invoice Finance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.sonovate.com/blog/what-is-invoice-factoring/", "label": "Sonovate", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.sparkfinance.co.uk/data/uk-invoice-finance-rate-index", "label": "Spark Finance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://swoopfunding.com/us/business-loan-calculator/invoice-factoring-calculator/", "label": "Swoop Funding", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.tceast.com/factoring-fees-trucking/", "label": "Transport Clearing East", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.trevipay.com/resource-center/blog/how-much-does-invoice-factoring-cost/", "label": "TreviPay", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://truckstop.com/blog/freight-factoring-rates/", "label": "Truckstop", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.universalfunding.com/factoring-rates/", "label": "Universal Funding", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.wellsfargo.com/com/solutions/global-receivables-and-trade/supplier-finance/", "label": "Wells Fargo Commercial", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://altline.sobanco.com/invoice-factoring/invoice-factoring-rates-explained/", "label": "altLINE (The Southern Bank Company)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://ecapital.com/blog/2022-invoice-factoring-rates-and-costs/", "label": "eCapital", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.apexcapitalcorp.com/blog/factoring-rates/", "label": "Apex Capital", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.comcapfactoring.com/au/blog/invoice-factoring-costs/", "label": "Commercial Capital (Australia)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.invoicefactoringguide.com/factoring-calculator/", "label": "Invoice Factoring Guide", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://kapitus.com/products-services/invoice-factoring/", "label": "Kapitus", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://nowcorp.com/resources/non-recourse-invoice-factoring-explained/", "label": "Nowaccount (NOW Corp)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.paychex.com/funding-solutions", "label": "Paychex Funding Solutions", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.rtsinc.com/guides/difference-between-recourse-and-non-recourse-factoring", "label": "RTS Financial", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://getscalefunding.com/scale-funding-insights/factoring-rates/", "label": "Scale Funding", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://solutionscout.com/invoice-factoring/factoring-rates/", "label": "Solution Scout", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.tabbank.com/factoring/", "label": "TAB Bank", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://altline.sobanco.com/invoice-factoring-calculator/", "label": "altLINE (The Southern Bank Company)", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://ecapital.com/en-gb/financial-term/confidential-invoice-discounting/", "label": "eCapital", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.ukfinance.org.uk/invoice-finance-and-asset-based-lending-members", "label": "ukfinance.org.uk", "license": "the publisher's own terms; quoted for reporting and comment" } ], "methodology": "Every row is a verbatim sentence read from the named source's own page through our fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2). 13 of the 46 named sources that could be read published a usable figure; 33 published none and are recorded as not published, never filled in; 6 could not be read (blocked, dead or unreachable) and count nowhere. The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source in % (a source's median where its page yielded several accepted sentences), so N counts sources, never sentences; 317 candidate sentence(s) were refused by a reviewer with the reason recorded. The fuller derivation this dataset is chartered to grow into (not yet what the figures above are; they are each source's own published figure as read): the share of invoice finance providers that publish a rate at all versus quote-only, measured across every provider page read, and over the publishing minority the median, minimum and maximum of each priced component that this market actually has: the factoring fee per 30 days, the advance rate, the UK service charge as a percentage of turnover and the discount margin over base rate, the monthly minimum and the termination fee. Split by product (recourse factoring, non-recourse, confidential discounting, selective or spot), by industry (trucking, staffing, construction, medical - the advance rate moves 20 points between them) and by jurisdiction; repriced-since the previous read, and the effective annualised cost computed from fee and term, which is the number a buyer cannot get anywhere and the one the site is named for.", "embed": "

1 percent

median published figure, Invoice Finance Pricing Index, across 13 sources, read 12 September 2026

Source: RemitDeck Invoice Finance Pricing Index
" }